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How to Read "Old" Articles

There are over 1,500 articles on this blog. To find them, click on Archive on the left sidebar. Scroll down... This blog is about your HOA. 2025 was a very expensive year, yet I seem to be the only one asking questions about the $445,000+ drop in Cash & Cash Equivalents and the annuity that the HOA bought on one of its board members. You can forward any article by clicking on the SHARE button at the top-right or bottom-left of that article. 

BOD Needs to Populate Two Important Committees

The HOA needs two important committee chairpersons and members. 1. Nominating Committee The chairperson should have been appointed on December 1, 2025 when board officers were elected. The chairperson selects the members of the committee, and all are to be approved by the Board. The PRM (Art. III, §H, ¶1 (Page 22))  says that the chair of the Nominating Committee should have been appointed at the officer-election meeting (Organizational Meeting). That meeting should have been held on November 18th but was held on December 1. 2. (HOA's) Neighborhood Committee This committee has no chairperson and no members. They have extremely important work to do before the next director election. They must assist each of the 28 neighborhoods to hold Neighborhood Meetings, elect (local) Neighborhood Committees, which then elect their own Voting Members. The Neighborhood Committee is essential and should carry out its Mission, as stated on the website. At this time there is only one legitimate Voti...

Tone of the Blog

This blog could have had an entirely different tone for the past two months. After the HOA dismissed the lawsuit against me (Gus Philpott) on January 13, I expected the Board to be fair with me. I offered to be fair with it. On January 30th I met with the Board President and requested a meeting with the Board. On February 12th she informed me that "no settlement will be offered". She also asked me not to contact her " with suggestions or comments on how to run the Association." I had not requested a settlement; I asked for a meeting . Since they were not going to be fair with me, why should I be fair with them? I could have counter-sued the HOA. I didn't. I still could. I won't, out of respect for your money. The HOA wasted, in my estimation, $25,-$30,000 suing me. By agreeing to their request to dismiss the lawsuit against me, I saved the HOA another $25,000 or so in trial preparation expenses and trial legal fees and costs. Nobody bothered to even thank me...

The $445,336.86 Question

Q. "What happened to $445,336.86 in 2025?" A. "We spent it." Q. "On what? And WHO spent it?" Cash assets of the HOA dropped $445,336.86 between 1/31/25 and 1/31/26. What explanation does the Board have for the Members (homeowners)? Homeowners should wake up  and demand answers from the Board. It's a different board today than the board that spent it. Last year's board was Trapp, Holmes, Pollin, Hill, Weatherbee, Bryant, Potter. Votes on important issues would have been 5-2. This year's board is Bryant, Lummel, Potter, Turley-Moore, Holmes, Hill, Weatherbee. Votes on important issues will be 4-3. The "4" should not go along with "business as usual". They should comply with the CC&Rs, By-Laws, Guides (such as the PRM), Robert's Rules of Order , and fiduciary responsibility. And common sense. They should inform the Members what happened to the $445,336.86. They should tell the whole story about the $126,351.61 that was ...

No Collections Planned?

The 2026 Proposed Budget, published on the HOA's website, shows $0.00 for Bad Debt Recovery (Line 4099). Accounts Receivable (Line 1205) are $703,252.57 on the Financial Operating Results, as of January 31, 2026. These Results were distributed at the March 3, 2026 Board Meeting but have yet to be posted on the HOA's website. Does the $0.00 in the Budget mean that the Board expects to collect ZERO from the Association's deadbeats? For years the monthly financial reports (produced by CAMS) carried this line, "Collection activity is currently being conducted in accordance with Association policy." For years I claimed that there was something wrong with either the "collection activity" or the "Association policy" or both ! One past director said, "We are not in the business of putting people out of their homes"; meaning, the HOA was not going to foreclose on delinquent homeowners. My response to that was, "The HOA is a South Carolina...

HOW Much in Fines?

Do Members ever look at the Budget? Do you know that your HOA is hoping to collect $70,000 for Fines in 2026? That's the amount in the 2026 Proposed Budget (Line 4600), posted on your HOA's website. This is 40% higher that in 2025. (The 2026 Approved Budget has not yet been posted.) Will there be more violations, or does this mean more aggressive inspections and action by the office? Should the HOA explain what happens when a homeowner (Member) doesn't pay a fine? Is it correct that a Magistrate has ruled that the HOA cannot file liens and collect unpaid Fines? What's the true story? Why not ask at a Board Meeting and get the answer (and see it recorded for posterity in the Minutes of that Board Meeting)?

A Message to the HOA Office

The following message was emailed this morning to the HOA office. Good morning, Julie, I write a blog that is read throughout The Summit. Will you please answer these questions for me, so that I can inform the HOA community? When will the 2024 Annual Audit be posted to the HOA's website? When will the 2023 internal audit and the 2023 external audit be posted? When will the financial operating results be posted for September 2025, October 2025, November 2025, December 2025, and January 2026 be posted? Will the HOA resume publishing the financial operating results monthly on the website? When will the Minutes of the March 3, 2026 BOD Meeting be posted? Is the Board investigating the $445,336.86 shrinkage in Cash & Cash Equivalent in Calendar Year 2025? Is the Board investigating the withdrawal from Reserves of $126,351.61 and the purchase of an annuity on the life of one board member? The office has not yet responded to my request for identification of Sections in the Governing D...