How bad are the HOA's Debt Collection policy and practices? For many months in the past, the monthly financial statements produced by CAMS carried this statement: "Collection activity is currently conducted in accordance with Association policy." It was a boiler-plate statement, automatically printed every month, and probably looked at by no one (except me). The Accounts Receivable (Line 1205), as of 1/31/2026, are $703,252.57. A portion of that would be unpaid January 1st Assessments. As of 8/31/2025, the last monthly Financial Operating Results published on the HOA's website, the Accounts Receivable totaled $588,984.71. No Financial Operating Results have been published on the HOA's website for September, October, November, December 2025, or January 2026. The Association Treasurers (there were three in 2025) never mention bad debts, slow-payers, or collection activity. For years I have suggested to the Boards that there is either something wrong with the "...