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14 Gardenhill Drive

This fire occurred in the early morning hours of June 25, 2024, just over a month ago. A story in The State newspaper covers it. There are photos and a video with the story.

Numerous online stories can be found. Search for "14 Gardenhill Drive fire".

This house (14 Gardenhill Drive) is in The Summit, about three blocks east of the office. 

Think your homeowners insurance premium is too high?

Maybe it's time to sit down with your insurance agent and review exactly what coverage you have. Do you have Replacement Cost insurance or ACV (Actual Cash Value)?

Is the replacement cost higher than your home's Fair Market Value (FMV)? FMV is, simply, what a willing buyer would pay a willing seller.

What does the HOA require? Must the owner rebuild? How much time is allowed to demolish a total loss? What if the work goes very slowly? How can the HOA speed it up?

And what about the 2,399 sq. ft. house that WAS at 13 Gardenhill Drive? It's gone, as in G-O-N-E. The lot has been leveled. Will it be re-built? 

The owner's name (of the now-vacant lot) cannot be viewed in Richland County online property records (thanks to a nutty and probably illegal OPT-OUT policy at the County level). However, the records can be viewed in-person at the office of the Recorder of Deeds.

Sure would have been nice if the HOA had put out the news, which might have generated support for the families. 

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